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Flood Insurance

Contrary to what many people think, homeowner or commercial policy typically does not cover damage caused by flooding. To protect your property, you must buy a flood insurance policy.

Flood coverage is widely available through the National Flood Insurance Program (NFIP).

There are, however, limits to federal flood coverage. For commercial structures, for example, the NFIP maximum is $500,000 for the building and $500,000 for the contents.

Call For A Free Flood Insurance Quote

If your property is located in an area with a high chance of flooding (a "Special Flood Hazard Area"), your lender will require you to have flood coverage. Even if you live in a minimal or moderate flood hazard area, you may still want to buy flood coverage.

All Flood Policies Require A 30 Day Waiting Period Until The Policy Is Inforce, Dont Wait Until It's Too Late!