Our agency specializes in finding LOW PRICED Auto Insurance for drivers who need SR22 filings.
- Received a DUI or DWI violation?
- Had an uninsured accident?
- Had more minor moving violations in one year than the law permits?
No Problem!
Let us find you the lowest price auto insurance quotes from the lowest priced and best carriers. Fill out an Auto Insurance quote form now or call 253-854-5505 and let us find you the best price available!
What is this SR-22?
Do you know anyone who has ever been cited for a DUI?
Was involved in an accident where they couldn't prove they had insurance?
If so, they might have had their license suspended and will need to file or carry an SR-22 to get it back.
What is an SR-22, exactly, and how does it affect your auto insurance?
First, it's important to understand that an SR-22 is not auto insurance. It is a statement that must be filed with the state, and a form that must be carried by the driver, to prove that they have auto insurance, enabling the driver to take his license out of suspension.
The SR-22 is proof of the driver's financial responsibility. It is like a super insurance card proving that you have the necessary amount of liability insurance required by the state of Washington.
Specific laws regarding the terms of an SR-22 are governed by the state, and can vary depending on the severity of the violation. A serious accident without any deaths, for example, will have a shorter requirement than one where death occurred. Generally they include:
* The length of time the driver must carry the SR-22.
* The amount of insurance coverage a driver must have.
* Any other terms or requirements the driver must meet in order to take their license out of suspension.
Other terms or requirements that must be fulfilled are typically related to the offense that created the license revocation. For example:
* If the driver was suspended for a DUI, they might have to go through an alcohol awareness or abuse program.
* A revoked license because of reckless driving might mean that they have to take a defensive driving class.
Can I Even Get Insurance with an SR-22?
If the SR-22 was due to an uninsured accident or a DUI, the driver will be classified as "high risk" by insurance companies and they will require a premium surcharge. The insurance must also be acquired through companies that certify the SR-22 form, with the state of Washington.
Insurance West is a state approved agency that represents many insurance companies. Insurance West can help you meet the necessary terms, acquire your SR-22 certificate, and offer you the required insurance coverage at the best possible price.
Please note that auto insurance can be purchased before a driver's license is restored, but you only have 30 days in which to obtain a valid license before the insurance will be cancelled. It is also vitally important to maintain a good driving record from the time the SR-22 is filed.
No matter what the cause of your SR-22, Insurance West will not judge you. Our job is to help anyone find a company that offers the insurance they need, at an affordable price, with the proper certification for the state of Washington. Get a quote from Insurance West, and get back behind the wheel.
Call Insurance West to get your free SR-22 quote today. 253-854-5505
